CGX Financial Group

Do You Really Need Workers Compensation Insurance in Arizona? Here's the Truth for Contractors and Small Business Owners

Vicky Vasquez

Published on: 20/08/2026

Learn when Arizona contractors and small business owners may need workers compensation insurance, how employee and independent contractor classification affects coverage requirements, what sole proprietors should consider, and why proper workers comp

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Why Landlords Should Not Keep a Regular Homeowners Policy

Vicky Vasquez

Published on: 14/08/2026

Learn why landlords should not keep a regular homeowners policy on a rental property, how occupancy changes can affect claims, and why landlord insurance helps protect rental income, liability, and the property structure.

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Arizona Auto Insurance: Liability vs Full Coverage – What's Worth It?

Vicky Vasquez

Published on: 24/07/2026

Compare liability-only and full coverage auto insurance in Arizona, including state minimum limits, collision, comprehensive, UM/UIM, glass coverage, and how to decide which option is worth it for your vehicle.

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Arizona Home Insurance & Wildfires: 10 Things You Need to Know Right Now

Vicky Vasquez

Published on: 03/07/2026

Learn 10 key things Arizona homeowners need to know about wildfire risk, including fire coverage, replacement cost, post-fire flooding, defensible space, loss of use, and how to review your home insurance before wildfire season.

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